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Finance

Capital Gains Tax Calculator

Calculate LTCG and STCG tax on equity, debt mutual funds, property, and gold as per FY 2025-26 rules.

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Asset Type

Enter purchase price, sale price, and holding period to calculate tax

* Based on FY 2025-26 tax rules. Does not include surcharge, cess, or transfer costs. Consult a tax advisor for filing.

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About this tool

How to use Capital Gains Tax Calculator

  1. 1Select the asset type: Equity/Equity MF, Debt MF, Property, or Gold
  2. 2Enter the purchase price and sale price
  3. 3Enter the holding period in months
  4. 4For debt/property/gold STCG, select your income tax slab rate
  5. 5View LTCG/STCG classification, tax amount, and net gain

Frequently Asked Questions

What is LTCG tax on equity in FY 2025-26?

Long-term capital gains (held > 12 months) on equity and equity mutual funds are taxed at 12.5% under Section 112A. Gains up to ₹1.25 lakh per year are exempt from tax.

What changed for debt mutual funds?

Since April 2023, gains from debt mutual funds are taxed at your income slab rate regardless of holding period. The old benefit of 20% with indexation after 3 years no longer applies to new investments.

What is LTCG on property in FY 2025-26?

After the July 2024 budget, LTCG on property (held > 24 months) is taxed at 12.5% without indexation. The earlier option of 20% with indexation has been removed for new transactions.

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