HRA Exemption Calculator
Calculate HRA tax exemption under Section 10(13A) for old tax regime.
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Metro cities: Mumbai, Delhi, Chennai, Kolkata
HRA Exemption (Annual)
₹1,56,000
Monthly: ₹13,000
How the minimum is calculated (annual)
* HRA exemption is only applicable under the Old Tax Regime (Section 10(13A)). Under the New Tax Regime, HRA exemption is not available.
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About this tool
How to use HRA Exemption Calculator
- 1Enter your monthly basic salary and DA percentage (0% for most private sector employees)
- 2Enter HRA received per month from your employer
- 3Enter actual monthly rent paid
- 4Select Metro or Non-Metro city (metro = Mumbai, Delhi, Chennai, Kolkata)
- 5View annual HRA exemption and taxable HRA amount
Frequently Asked Questions
How is HRA exemption calculated?
HRA exemption = minimum of: (1) Actual HRA received, (2) Rent paid − 10% of Basic+DA, (3) 50% of Basic+DA for metro cities or 40% for non-metro. The lowest of these three is the exempt amount.
Can I claim HRA exemption under the new tax regime?
No. HRA exemption under Section 10(13A) is only available under the Old Tax Regime. If you opt for the New Tax Regime, you cannot claim HRA exemption but benefit from lower slab rates.
Do I need rent receipts for HRA exemption?
If annual rent exceeds ₹1 lakh, you must submit rent receipts and your landlord's PAN to your employer. For lower amounts, self-declaration may suffice. Always maintain proper rent receipts.
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